Financial Planning and Advisory

Hahaha! Gone are the days when insurance agents con me into believing they are "financial advisors". It's really quite crappy when the agents who talk to me about life-planning only manage to bring across one point - Please Buy Insurance.
One even admitted, when I ask for investment opportunities and didn't want it attached to an insurance policy, that "insurance is their key business" and there is no way they would offer any sort of investment or subsidary schemes without insurance attached.

But anyway, like I said, that's all in the past for me. Just yesterday I took an entire day of work to go to varsity to do a body checkup to make sure I'm healthy (apparently the varsity administration wants to ensure I won't die in the midst of a 3 year course), meet a financial advisor from FinExis, and go back to my army camp to collect all my stuff that I left in my store since...Nov 2006.

Come to think of it...it's been an entire 5 months since I finished my national service...but only managed to squeeze salaries out of 4 months.
Back to the topic. I met Isaac from FinExis, a comprehensive financial advisory firm that doesn't align itself with any single insurance, investment, banking or financial firm. Instead, they do a complete analysis of their clients short-medium-long term goals and current financial status and then recommend a path to ensure suitable and sufficient protection, auccumulation and distribution.

But be prepared to sit down and talk for 4 hours or more to complete this "health check," so I really went through 2 checkups yesterday. And maybe some of us would have to take time to develop a trusting relationship with the financial consultants since one would essentially be revealing all of one's financial data to them. Isn't an issue to me though...since I'm quite proud of my efforts in the past 3 months to properly manage my income and investments. Never quite bothered curtailing expenditure though.
Despite the long long long time I had to talk to Isaac, I really learned alot. The greatest fact that striked me is...Mutual funds and unit trusts can actually be quite profitable. But besides that I know that I do have to have an executive's pay package to achieve all the goals I have in the medium to long term. But for now I'll just wait for the report and see what it says.
Also, I realised I really wasn't covered enough in case any accident or major illness strikes me, not to mention death. After all, I can just pay pretty low premiums since I'm still quite young and continue paying that amount until the policy is underwritten again.

So do tell me if you guys have any desire to take charge of your financial future yeah!